HOA Relief

Assessment Response Kit · $49

The letters to send before your due date.

Fill in your details once. Get a records request that cites your state's law, a payment plan request, questions for the board, an insurance claim letter and a dispute letter for collection notices, ready to send in ten minutes.

Run the free check first

One payment. Instant access. Yours to keep.

Once the first payment is late, late fees and interest can start and your leverage drops. The payment plan request works best sent before the due date.

November 7

To: Board of Directors, Seabreeze Towers Condominium Association
1200 Ocean Drive

Re: Request to inspect and copy association records, Unit 1104

Dear Board Members,

I am the owner of Unit 1104. Under section 718.111(12) of the Florida Statutes, I request to inspect and receive copies of the following records related to the special assessment of $4,370,000 approved on or about October 9:

1. The minutes of every board meeting at which the assessment was discussed or approved, and the notice of those meetings.
2. Any engineering, inspection or structural reports that support the assessment.
3. The current reserve study and any reserve funding plan.
...
The start of the records request, filled in with a sample owner's details.

What's inside

Everything you need to act, nothing you don't.

01

Records request

To: The board or the management company

Send first. Everything else is easier once you have the documents.

02

Payment plan request

To: The board or the management company

Send before the first due date, even while you are still asking questions.

03

Questions for the board

To: Read out or hand in at the next board meeting

Ask that your questions and the answers go in the minutes.

04

Insurance loss-assessment claim

To: Your own home or condo insurer

Send if the assessment comes from damage (storm, fire, water). Call first to get your claim number.

05

Itemized statement and dispute

To: The association and its collection lawyer or agent

Send the day a late notice, lien notice or collection letter arrives. Keep proof of sending.

06

Pay, borrow or sell worksheet

Your monthly cost for a lump sum, a board plan, a home equity loan, a personal loan, or selling, side by side.

07

Send-it-right checklist

How to send each letter so you can prove it, what to keep, and the dates to put in your calendar.

Questions

Before you buy.

How do I get it?

Straight after you pay, you land on your kit. Fill in your details once and every letter is ready to print or paste into an email. We also email you a link so you can come back to it.

Is it for my state?

Yes. The records request cites your state's law and response deadline where your state has one. For states without a specific law, it uses your governing documents and general rights.

Will this get my assessment cancelled?

We can't promise that, and nobody honest can. What the kit does is get you the facts, a payment plan request on record and the right questions in the minutes, which is how owners get assessments reduced, delayed or spread out.

Is this legal advice?

No. These are plain letters any owner can send. If the documents show a serious problem, a lawyer licensed in your state can tell you what to do next.