Condos only: a recorded lien notice must be mailed to you 10 days before foreclosure.
Michigan's Condominium Act sets no owner vote for a special assessment; your master deed and bylaws decide. Associations must maintain a reserve fund for major repairs and replacement of common elements.
MCL 559.205; 559.169Owners are usually entitled to written notice that states the amount, the purpose and the due dates. Many states also require the board meeting where it was approved to be open to owners and noticed in advance.
The books, records, contracts and financial statements about running the condominium must be available for you to examine at convenient times. An association with annual revenues over $20,000 must have its books independently audited or reviewed each year, unless a majority of members vote to opt out. This law sets no deadline for the association to respond.
MCL 559.157Unpaid assessments, interest, collection and late charges, attorney fees and fines under your condominium documents are a lien on your unit. Foreclosure cannot start until a notice of lien is recorded and mailed to you by first-class mail at least 10 days before the proceeding begins. The redemption period is 6 months from the sale, or 1 month if the property is abandoned.
MCL 559.208In Michigan, the same rules cover condos and HOAs.
Summarised from the statutes in November 2026. Not legal advice; your declaration and bylaws may add more rules.