Short condo law: no statutory owner vote on assessments; liens need a recorded notice.
North Dakota's condominium chapter sets no owner vote on special assessments. It says the bylaws must provide for assessment of expenses, and an assessment must be reasonable and made under the recorded declaration and bylaws. The chapter covers property whose owners recorded a declaration under it.
N.D.C.C. 47-04.1-07(1); 47-04.1-11; 47-04.1-02Owners are usually entitled to written notice that states the amount, the purpose and the due dates. Many states also require the board meeting where it was approved to be open to owners and noticed in advance.
Owners generally have a legal right to inspect and copy the association's records, including the budget, reserve study, contracts, bids and minutes. Ask in writing and keep proof that you sent it.
An assessment becomes a lien on your unit when the association records a notice of assessment stating the amount, other charges and your name as record owner. Interest, costs and penalties count only as far as your declaration and bylaws provide for them. The chapter sets no interest or late-fee cap and no notice period before the lien.
N.D.C.C. 47-04.1-11In North Dakota, the same rules cover condos and HOAs.
Summarised from the statutes in November 2026. Not legal advice; your declaration and bylaws may add more rules.